Protect Your Property Investment
Secure and accurate title searches and insurance policies.
About Terry Monnie Title Company
Our History
At Terry Monnie Title Company, we have been providing exceptional title services for over 46 years. We have a proven track record of delivering accurate and reliable title reports on time.
Our Services
Prior to Closing
Prior to Closing
Prior to Closing
- Conduct Title Search
- Coordinate all aspects of title services with appropriate parties
- Prepare all necessary documents
Schedule settlement
During Closing
Prior to Closing
Prior to Closing
- Account for all funds
- Review closing documents
- Disburse all mortgage loan or sale proceeds
After Closing
Prior to Closing
After Closing
- Satisfy all lender requirements
- Record Transfer Documents
- Issue Title Insurance Policy
The ALTA Homeowner’s Policy – Providing Greater Coverage
Title Insurance for Homeowners and Lenders
There are two types of owner’s title insurance policies certified by the American Land Title
Association®: the owner’s policy and the homeowner’s policy.
The owner’s policy protects you from defects and liens in the history of your title through the date and time your deed is recorded in the public records.
The homeowner’s policy provides extended coverage for many additional unforeseen risks –
including some that might occur after you legally own the home.
The homeowner’s policy protects against many common, frustrating problems and safeguards
your investment for as long as you or your heirs own the property. Read on for a description of
some of the additional coverages you’ll receive when you upgrade to a homeowner’s policy.
Building Permit Violation Coverage
Covers up to $25,000, after a deductible, equal to the lesser of 1% of the policy amount or $5,000.
This coverage applies if you have to remove an existing structure (excluding boundary walls and
fences) built by a previous owner who did not obtain the required permits.
Subdivision Law Coverage
Covers up to $10,000, after a deductible, equal to the lesser of 1% of the policy amount or
$2,500. This coverage applies if you cannot close a sale, secure a loan or obtain a building
permit because the land was improperly subdivided prior to purchase.
Rate Quote
Get title premium and title services fee quotes at the click of a button. It's simple, fast and nationwide. Complete the form with the pertinent information and receive your quote, then save, print.
Questions? Call: 513-794-2824.